.Union Money Management Administrator Nirmala Sitharaman3 min read Last Improved: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Management Administrator Nirmala Sitharaman revealed that the government intends to open over 30 million brand-new PMJDY profiles throughout 2024-25.Rundown media reporters, Sitharaman revealed that since August 14, 2024, a total of 531.3 million Jan-Dhan accounts have been opened because the scheme's launch a decade back, along with an increasing deposit remainder of Rs 2.3 mountain.The common remainder every profile has actually raised coming from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. About 80 percent of these profiles are actually currently energetic." PMJDY has actually participated in a critical task during the widespread, particularly for girls," pointed out Sitharaman.In spite of the allotment for no harmony as well as the lack of a minimum balance criteria, simply 8.4 per cent of the accounts maintain a zero balance. The scheme has actually been particularly reliable in rural and semi-urban locations, where 66.6 per-cent of the profiles are located.As of August 14, 2024, females account owners embody 55.6 per-cent of the complete profiles, amounting to 295.6 million profiles, depending on to the Administrative agency of Finance.
Currently, 99.95 per cent of all populated communities possess banking facilities offered within a 5-kilometre span with several touchpoints, including banking company branches, automated teller devices, banking correspondents, and India Message Remittances Bank.As of August 14, 2024, there are over 1.73 billion surgical CASA (bank account savings account) accounts in the country, consisting of more than 530 thousand surgical PMJDY accounts.Relating to social surveillance systems, Sitharaman highlighted that over 200 thousand cumulative enrolments have supplied life insurance policy coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with a yearly costs of Rs 436.Also, over 450 thousand advancing enrolments have actually delivered 1 year unexpected cover of Rs 2 lakh (for fatality or even permanent overall handicap) and also Rs 1 lakh (for permanent limited special needs) under the Pradhan Mantri Suraksha Bima Yojana, along with a fee of Rs twenty each year.The Atal Pension plan Yojana has registered over 68 thousand customers.In relations to credit-linked systems, Sitharaman mentioned that under the Pradhan Mantri Mudra Yojana, 489.2 thousand increasing car loans amounting to Rs 29.93 trillion (as of July 12, 2024) have been accredited to offer collateral-free institutional money to micro and also small company units as much as Rs 10 lakh for income-generating activities.Under the Stand India Program, 236,000 increasing loans completing Rs 53,609 crore (since July 15, 2024) have been actually allowed to Booked Caste, Scheduled Tribe, and women entrepreneurs for putting together greenfield tasks.In addition, the Pradhan Mantri SVANidhi program has actually approved lendings worth Rs 12,630 crore to 6.52 million street suppliers as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) released on August 28, 2014.u00b7 PMJDY cumulative down payment balance of Rs 2.3 trillion.u00b7 There more than 1.73 billion operative CASA profiles.u00b7 Females account holders consist of 55.6% of overall accounts.1st Posted: Aug 27 2024|9:37 PM IST.